Birthday Rule Insurance Pennsylvania. The earliest birthday decides coverage unless there is a court ruling that states otherwise. • if both parents have the same birthday, the benefits of the plan that covered one parent longer are determined before those of the plan that covered the other pa rent for a shorter period of time.
The time frame to exercise the “birthday rule” is 30 days following your birthday. There is no fee for our service. This regulation is adopted and promulgated by the commissioner of insurance pursuant to section [insert section] of the insurance code.
A method to determine which health insurance plan is primary when a dependent child is covered by more than one plan.
The earliest start date (aka effective date) will be the first of the month after your birthday or anniversary month. The birthday rule goes by month and day, not year. Below are more specifics on how the rule works: This is known as the “birthday rule” and applies only when: